1 Service Description

evaronexalio provides educational resources, tools, and guidance focused on cash flow management for individuals and businesses operating primarily within the United Kingdom market. Our services include online learning programmes, financial management workshops, and related educational content.

We aim to help clients develop practical skills in managing business finances. However, we don't provide regulated financial advice, investment recommendations, or guarantee specific financial outcomes from our educational programmes.

What We Offer

• Educational content about cash flow principles and management techniques
• Structured learning programmes with realistic timelines spanning six to twelve months
• Practical tools and templates for financial tracking and planning
• Workshop access and group learning opportunities
• Email support and educational resources through our platform

What We Don't Offer

• Direct financial advice or investment recommendations
• Tax preparation or accounting services
• Guaranteed financial results or employment outcomes
• Legal or regulatory compliance guidance
• Individual financial planning or portfolio management

2 User Responsibilities

When you use our services, you're taking on certain responsibilities. These aren't meant to be burdensome, but they help maintain a quality experience for everyone involved.

Account Management

You're responsible for maintaining the confidentiality of your account credentials. Don't share your login details with others. If you suspect unauthorised access to your account, notify us immediately at info@evaronexalio.com.

You must provide accurate information when creating an account or enrolling in programmes. Misleading information can affect the quality of support we're able to provide and may result in service termination.

Acceptable Use

Our platform exists to support genuine learning and professional development. You agree not to:

• Share course materials or proprietary content with non-enrolled individuals
• Use our services for any unlawful purpose or in ways that could harm others
• Attempt to gain unauthorised access to our systems or other users' accounts
• Upload malicious software or engage in activities that disrupt service operation
• Impersonate others or misrepresent your affiliation with any person or organisation
• Harvest or collect information about other users without permission

3 Intellectual Property Rights

All content on evaronexalio.com, including but not limited to text, graphics, logos, course materials, videos, software, and other material, is owned by evaronexalio or our content suppliers and protected by United Kingdom and international copyright laws.

When you enrol in our programmes, you receive a limited, non-exclusive, non-transferable licence to access and use the materials for personal educational purposes. This licence doesn't grant you any ownership rights.

Content Usage Restrictions

• You may download materials for personal study and reference
• You cannot reproduce, distribute, or create derivative works from our content
• Commercial use of our materials requires explicit written permission
• Recording or screenshotting live sessions is prohibited without prior approval
• Sharing login credentials to grant others access violates these terms

4 Payment Terms and Refunds

Programme fees are clearly displayed before enrolment. All prices are in British Pounds (GBP) and include applicable VAT where required. Payment is due at the time of enrolment unless alternative arrangements have been agreed in writing.

Refund Policy

We offer a 14-day cooling-off period for most programmes. If you withdraw within 14 days of enrolment and haven't accessed substantial course content, you may receive a full refund.

After the cooling-off period, refunds are considered on a case-by-case basis. Factors include the amount of content accessed, programme progress, and individual circumstances. We don't offer refunds based on dissatisfaction with results achieved or time invested.

Payment Processing

We use third-party payment processors to handle transactions securely. By providing payment information, you authorise us to charge the agreed fees. You're responsible for ensuring your payment details remain current and that sufficient funds are available.

5 Disclaimers and Limitations

Let's be realistic about what educational services can and cannot do. Our programmes provide knowledge and frameworks, but implementation depends entirely on you.

No Guaranteed Outcomes

We don't promise specific financial results, business growth, or professional advancement. Individual results vary widely based on effort, existing knowledge, market conditions, and countless other factors beyond our control.

Any success stories or testimonials shared represent individual experiences and shouldn't be interpreted as typical results. Past performance of other participants doesn't indicate future outcomes for new enrollees.

Service Availability

We strive to maintain consistent service availability, but we can't guarantee uninterrupted access. Technical issues, maintenance requirements, or circumstances beyond our control may occasionally affect service delivery.

Our services are provided "as is" without warranties of any kind, either express or implied. We disclaim all warranties regarding merchantability, fitness for particular purposes, and non-infringement to the fullest extent permitted by law.

6 Privacy and Data Protection

We take your privacy seriously. Our collection and use of personal information is governed by our Privacy Policy, which should be read alongside these Terms of Use.

By using our services, you consent to the collection, use, and storage of information as described in our Privacy Policy. We comply with UK data protection legislation, including relevant provisions that apply to our operations.

Information We Collect

• Contact details provided during registration or enquiry
• Payment information processed through secure third-party systems
• Learning progress and platform interaction data
• Communications between you and our support team
• Technical information about your device and connection

We don't sell your personal information to third parties. Data sharing is limited to service providers who assist in delivering our programmes, and they're bound by confidentiality obligations.

7 Termination and Suspension

Either party may terminate the service relationship, subject to the conditions outlined here.

Your Right to Terminate

You may stop using our services at any time. For active programme enrolments, please contact us to discuss formal withdrawal. Depending on timing and progress, you may be eligible for partial refunds as outlined in our refund policy.

Our Right to Terminate

We reserve the right to suspend or terminate your access if you violate these terms, engage in prohibited activities, or behave in ways that harm other users or our business operations.

In most cases, we'll provide warning and opportunity to address concerns before termination. However, serious violations may result in immediate suspension without prior notice.

Effect of Termination

Upon termination, your right to access materials and services ends immediately. Provisions regarding intellectual property, disclaimers, and limitations of liability survive termination.

8 Changes to Terms

Business needs evolve, and occasionally we need to update these terms. When we make material changes, we'll notify enrolled users via email and post updated terms on our website.

The "Last Updated" date at the top of this document shows when the most recent revision occurred. Continued use after changes take effect constitutes acceptance of the modified terms.

If you disagree with updated terms, your remedy is to discontinue using our services. For active programme enrolments, contact us to discuss options, which may include programme withdrawal with applicable refunds.

9 Governing Law and Disputes

These Terms of Use are governed by the laws of England and Wales. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Dispute Resolution

Before initiating formal legal proceedings, we encourage you to contact us directly to resolve concerns. Many issues can be addressed through open communication without needing legal intervention.

If informal resolution fails, you agree to first attempt mediation through a mutually agreed mediator before pursuing litigation. Each party bears their own mediation costs unless otherwise agreed.

10 General Provisions

Entire Agreement

These Terms of Use, together with our Privacy Policy and any programme-specific agreements, constitute the entire agreement between you and evaronexalio regarding use of our services.

Severability

If any provision of these terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force.

No Waiver

Our failure to enforce any right or provision of these terms doesn't constitute a waiver of that right or provision. All waivers must be in writing to be effective.

Assignment

You may not assign or transfer these terms or your account to anyone else. We may assign our rights and obligations to another entity without restriction.